What is Motor CASCO insurance?
Insure your motor vehicle against total loss or partial damage. The vehicle must be registered in The Republic of Bulgaria.
What does the insurance cover?
You get to choose from basic and additional coverage, grouped in several Clauses.
Full CASCO
- Fire explosion or lightning;
- Natural disasters;
- Road accidents and animal damage;
- Vandalism;
- Arson or detonation;
- Theft or robbery of an entire motor vehicle;
- Glass and tires.
Partial CASCO
- Fire, explosion or lightning;
- Natural disasters;
- Road accidents and animal damage;
- Vandalism.
Minimal CASCO
- Fire, explosion or lightning;
- Natural disasters.
Additional covers
For better coverage, extend your Casco insurance with one or more additional options.
Additional covers are apllied only in combination with a main cover and for cars and trucks with a maximum weight of up to 3.5 tons.
Assistance
Two options for use of roadside assistance and other services:
- Silver Card;
- Gold card
Roadside assistance to the Union of Bulgarian Motorists on phone: 146; 02/91146
Replacement vehicle
- Replacement car's rent is covered for the duration of the damage repairs;
- Replacement vehicle can be used only once for the entire duration of the insurance.
Where does the insurance cover apply?
- All member states of the European Union, including the Republic of Bulgaria;
- Serbia and North Macedonia;
- Turkey and Switzerland.
Insurance conditions
What is the duration of the Insurance cover?
For a period of 1 year.
What is the Sum Insured?
It is determined according to the Insurer's methodology.
When does the insurance take effect?
After paying the insurance premium (or first installment) and carrying out an inspection of the vehicle.
Inspection is not required only if:
- you insure a factory new motor vehicle that was purchased from an official dealer of the brand in the Republic of Bulgaria;
- there is no interruption in policy renewal of a Casco insurance in EUROINS Insurance JSC.
How are motor vehicle damages compensated?
You choose how the damage to your car will be repaired:
- repair in an official service for cars up to 3 years old;
- repair in our trusted workshop;
- we pay you a compensation based on an assessment from and expert in our claims centre.
Necessary documents for CASCO insurance:
- Copy of invoice - when the vehicle is newly purchased
- A copy of the registration certificate
- Copy of Additional Instaled equiptment invoice(if required)
Terms used:
Road accident - Road traffic accident